Rates

Loans Loans 2 Savings Certificates and IRAs Fees

Effective as of: January 1, 2020

CERTIFICATES AND IRAs
Term Share Certificates - CD	APY	Dividend	Minimum Deposit

91 Days Term Share Certificate	0.00%	0.00%	$7,500.00
6 Months Term Share Certificate	0.00%	0.00%	$10,000.00
IRA - 1 Year IRA Term Share Certificate	0.15%	0.15%	$2,000.00

Additional Information
APR. = Annual Percentage Rate APY = Annual Percentage Yield Term Share Certificate Rates (91 Day, 6 Month and 1 Year IRA's) are established at each Board meeting and are in effect until changed by the Board. A Penalty may be imposed for early withdrawal of any Term Share Certificate. The IRA Share Account rate is established quarterly by the Board of Directors. The Checking Account rate is established by the Board the last month of each quarter. Special Savings Account rate is established quarterly by the Board of Directors.

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