Mobile User?
NetBranch Mobile Banking

(starting as low as)
New Car2.5%up to
60 months
Used Car2.5%up to
48 months
Personal3.5%up to
36 months
Raw Land7.9%up to
60 months
Share Secured3.0%____
Home Equity4.75%up to
60 months
APR = Annual Percentage Rate

Home Depot Card Breach

September 10, 2014

Home Depot has confirmed that a data breach occurred on their payment data systems in their stores in the United States and Canada that dates back to April 2014. We're actively monitoring the situation. Rest assured we monitor your accounts 24/7, our primary focus is keeping your information safe and secure. As soon as Home Depot releases the list of individuals impacted by the breach, we will immediately notify KBRHFCU members who are on the list. Each impacted member will automatically receive a new card in the mail. In the meantime, check your accounts frequently and contact us if you notice any suspicious activity.

Home Depot is offering free identity protection services and credit monitoring for customers who used their cards at the store dating back to April 2014. Updates on the situation will be posted to their media center.

For more information or questions, call 713-753-3022.

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*Peace of Mind in an Emergency with Shared Branches*

July 17, 2014
Whether it’s because we’re more connected to news coverage these days or because disasters and emergencies are actually on the rise, regional evacuations are a common reality. Take time to consider how quickly evacuation emergencies like 9/11, Hurricane Katrina or the recent wildfires happened and you’ll realize there’s not a lot of time to think through the small stuff – like getting to the credit union on the way out of town.

Having access to your money and financial services via CO-OP Shared Branching in case of a family emergency, geographic emergency or evacuation makes sense in today’s world. With Shared Branching, no matter where in the country or the world you are, you can quickly locate the closest branch to you online, by phone, GPS or by downloading the free App.

Emergencies can happen to anyone, anywhere. As long as you have your account number and a valid photo ID, you’ll be able to access your accounts just like you would at your home branch. To find a shared branch, visit, call 1-888-748-3266 or download the “Find Branch” app for iPhone on the App Store.

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Share the Love!

July 2, 2014

Start a great relationship by referring your family to KBRHFCU today!

Has KBRHFCU helped you save money or reach a financial goal? Don't keep it a secret! Share your sucess story with your family so they can start saving too. Your family members are eligible to join and receive the same top-notch financial products, great rates on loans and saings accounts, and steller service that you already enjoy!

To say thanks for spreading the good word, KBRHFCU will enter your name in our drawing. Each month we will draw names for two winners. Each will receive $50. In addition to the monthly prizes, a quarterly name will also be drawn for $250. As your number of joining referrals increases, your odds of winning will also improve. For more information on our Referral Program call (713)753-3022.

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Sign up for a Personal Loan before the offer expires!

December 20, 2013

Our two most popular personal loans have been extended and interest rates have been reduced! The possibilities are endless with these options. Mix and match and create the perfect loan for you. Take a look at a few examples and see what works for you:

Borrow $10,000 at 3.45% APR* for 36 months = $292.84/month

Borrow $20,000 at 5.45% APR* for 48 months = $464.77/month

Picture the possibilities you could use the money for:

  • New siding on your house
  • Remodel the kitchen
  • Plan a vacation to DisneyWorld with your kids
  • Wedding Expenses
  • Home repairs
  • Consolidate your loans

*APR = Annual Percentage Rate. Rates and terms subject to change without notice. Limited time offer.

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Catch the Best Deal of the Season

July 8, 2013
For a limited time KBRHFCU is offering up to 100% financing on new autos with rates as low as 2.5% APR*. Whether you're shopping for a new or used vehicle or looking to refinance** a loan with KBRHFCU will be that home run you deserve. Call to speak with one of our loan officers or stop by the credit union. We will be happy to assist you with any of your needs!

*APR = Annual Percentage Rate. No additional discounts available. Certain creditworthiness and credit criteria applies for lowest advertised rate. Other terms and rates available. **This offer excludes existing KBRHFCU loans.

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New Car rates are falling down, falling down, falling down..

May 29, 2013

Effective May 29, 2013:

New and Used car loan rates are falling again! Get them while they are hot because they won’t last long. New and used cars rates are now as low as 2.5% APR*. Come refinance your auto loan from another institution or finance a new car loan through us. We can save you money on the loan you currently have. Let us show you how today! Call to speak with one of our loan officers or stop on by the credit union. We will be happy to assist you with any needs!

New & Used car loan rates as low as 2.5% APR* | Flexible Terms | Partial or Full Financing Available

*APR = Annual Percentage Rate. Rates and Terms subject to change without notice. Limited time offer. Refinancing options only available for car loans taken out at other financial institutions.

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KBRHFCU and CU Member Mortgage help you get the lowest mortgage rates!

May 29, 2013

It is a great time to open a new door to your new home with a low-cost Mortgage Loan from KBR Heritage Federal Credit Union!

If you’re thinking about buying, building, or refinancing a home, it’s a great time to make that move. Here’s why:

  • Rates are the lowest they’ve been in years. Look as far back as the early 1960’s and you’ll find that rates today are the lowest they’ve been in decades. That fact translates to great savings in your monthly payments.
  • You have options for greater flexibility. If you’re worried that you have limited options, think again! Whether you are buying or refinancing, we offer several different types of home loans at fixed and adjustable rates. You pick the option that works best for your needs.
  • Our one-on-one personalized service is difficult to find with the other guys!
  • Quick and easy application process. With the help of CU Member Mortgage, we make it quick and easy to apply for a loan. In a few simple steps you will be on your way to a pre approval letter. A loan officer will contact you with more details once you get pre approved.

To get more information or to apply for a loan, visit

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