Loans Loans 2 Savings Certificates and IRAs Fees

Effective as of: October 1, 2017
LOANS Continued
Loan TypeLoan DescriptionApproximate TermsAPR
HOME EQUITY
Home Equityup to 60 months4.75 %
Home Equity61 to 120 months5.25 %
Home EquityLoans over $25,000121-180 months5.75%
PERSONAL LOANS
Personal Loanup to $10,000 up to 36 months3.45%
Personal Loanup to $20,000 up to 48 months5.45%
Personal Loan$10,000 and upup to 48 months8.9%
Personal Loan$10,000 and up49 to 60 months9.9 %
OVERDRAFT/CREDIT LINE
Overdraft/Credit LineUp to $5,000.009.9%
PROFIT SHARE/RETIREMENT
Profit Share/Retirementup to $10,000.00up to 48 months2% above KBR 401k loan %
CREDIT CARD
Credit CardMasterCard Platinum9.9%
SHARE SECURED
Share SecuredUp to 96 months3.0%
CERTIFICATE LOAN
Certificate LoanTerm Share Certificate - Face Value OnlyUp to 24 monthsEarning rate plus 3.0%
 
Additional Information
  • APR = Annual Percentage Rate
  • Rates are subject to change without notice.
  • All Auto, Motorcycle, Boats, and RV loans require full coverage insurance. Maximum $500.00 deductible on Comprehensive and Collision
  • The Credit Union may select the Appraiser.
  • Line of Credit/Overdraft Protection loans have a minimum monthly payment of $30.00.
  • Share secured and Certificate loans are pledged for full loan amount. Minimum monthly payment of $50.00. KBRHFCU Term Share Certificates only.
  • Profit-Sharing/Retirement Plan loans require that the check be made payable to the retirement plan only, not to exceed the payoff amount. Minimum monthly payment of $30.00.
  • Maximum amount for any type of loan should not be construed as guaranteed. Loans are reviewed on applicant’s ability to pay, intent to pay, assets and credit history.
  • Secured loans(except share secured) financed longer than 48 months shall have a minimum monthly payment of $100.00.
  • Collateral is negotiable and must be evaluated and approved by a credit union loan officer.
  • Back to Top
    THIRD PARTY SITE DISCLAIMER - By accessing the noted link you will be leaving the KBRH FCU website and entering a website hosted by another party. KBRH FCU has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the KBRH FCU website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of KBRH FCU. CLICK OK TO CONTINUE OR CANCEL TO ABORT

    Continue Cancel