Loans Loans 2 Savings Certificates and IRAs Fees

Effective as of: December 1, 2017
FEES
SHARE (SAVINGS) FEE
Membership/Minimum Balance FeeNo Fee
Excessive Withdrawal FeeNo Fee
DRAFT (CHECKING) FEE
Regular CheckingGrad Pack
(17-23 yr olds)
Diamond Club
(Age 50 plus)
Minimum Balance FeeNo FeeNo FeeNo Fee
Monthly Service Charge$7 - waived with Direct
Deposit or Avg.
Daily Balance of $300.
WaivedWaived
Overdraft Protection from SharesNo FeeNo FeeNo Fee
Overdraft Protection from LoansNo FeeNo FeeNo Fee
Draft/Check Printing FeeCost Varies by designCost Varies by designNo cost for select styles
Copy of Check12 free per year - $2
each thereafter
12 free per year - $2 each thereafter12 free per year - $2 each thereafter
Temporary Checks$2 per 10$2 per 10$2 per 10
MISCELLANEOUS SERVICES - Applies to all accounts
Account Balancing (1/2 hr min.)$25 per hour$25 per hour$25 per hour
Account Activity Printout$2$2$2
Account Research Fee (1/2 hr min.)$25 per hour$25 per hour$25 per hour
Statement Copy Fee$2$2$2
Credit Union Check WithdrawalPayable to member - No Charge / Payable to Third Party $3.00Payable to member - No Charge / Payable to Third Party $3.00Payable to member - No Charge / Payable to Third Party $3.00
Deposit Item Returned Unpaid Fee$30$30$30
Drawn on Uncollection funds$30 each$30 each$30 each
Garnishments, Executions and Levies$35 plus attorney's fees$35 plus attorney's fees$35 plus attorney's fees
Inactive Account (1 yr no activity)$15 annually$15 annually$15 annually
Non Sufficient Funds (NSF) Fee$30 each$30 each$30 each
Stop Payment Fee$30 each$30 each$30 each
Wire Transfer - IncomingNo FeeNo FeeNo Fee
Wire Transfer - Outgoing Domestic$25$25$12.50
Money Order Fee$2$2$2
Travelers Checks - Regular$1 per $100$1 per $100$1 per $100
Travelers Checks - Two Party$1 per $100$1 per $10050ยข per $100
Travelers Checks - Gift Checks$2.50 each$2.50 each$2.50 each
Collection Item presented for depositThe Credit Union
will charge 'pass through'
costs on member.
The Credit Union
will charge 'pass through'
costs on member.
The Credit Union
will charge 'pass through'
costs on member.
ONLINE BILL PAY SERVICE
No FeeNo FeeNo Fee
ELECTRONIC FUNDS TRANSFER FEE
Nonproprietary ATM withdrawal, transfer or inquiry feeNo FeeNo FeeNo Fee
ATM Overdraft FeeNo FeeNo FeeNo Fee
Replacement Card/Additional Card$5$5$5
MISCELLANEOUS FEES
IRA Administration$5$5$5
ATM Surcharge - Foreign Cards$2.00 for all non-KBRHFCU debit cards$2.00 for all non-KBRHFCU debit cards$2.00 for all non-KBRHFCU debit cards
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